Bee Street Lofts has been one of the LEADING locations for doctors coming to the Charleston area.
DOCTORS CAN GET A 100% LOAN WITH NO PMI!
- 15 Year Fixed 5, 7 and 10 Year ARMS available
- Loan sizes up to $1.5 MM for medical doctors that have complete their residency
- Loan size of $417K and less available for medical doctors currently IN their residency/fellowship
- No Down Payment up to $750,000- Primary residence only
- Purchase and Rate-Term Refinance (no cash out) ~ 100% Financing on homes that may be under water will allow you to refinance now
- No mortgage insurance required
- Loans require full 2 year documented income history
- Minimum credit score 680 (depends on loan amount)
- Licensed Fellowship/residency
- Licensed Medical Doctors
- Maxillofacial Surgeons
- Doctor of Osteopathy
Josephine Traina, a REALTOR who cares. As a first-time home buyer, I was looking in a relatively modestly priced homes, but Josephine always made me feel that I was a priority for her. She was extremely patient and knowledgeable, and always made sure that I understood everything about the process. She guided me through the many details involved in the loan process, contracts and made the whole process easier. Not only is Josephine a great Realtor, but we have become friends as well. I would not hesitate to recommend Josephine to anyone looking for a home in the Charleston area. She was professional in every way and always had my best interests at the forefront of the transaction. Rose King
Josephine treated me like a daughter! She helped me pick a beautiful, reliable house that was in a good neighborhood. I never doubted any guidance she gave me. Even after I bought my house she came over and brought over a home cooked meal to welcome me into my new place. She worked with my crazy schedule, was always responsive, and made the whole process very smooth. Thank you Josephine!! Dr. Doris Kim, MUSC
Josephine clearly knows the market and the customer (seller) and what "quality" buyers are looking for. My home sold in less than a week and at the highest price in my subdivision. Her approach and marketing knowledge made selling the home "effortless" on my part. J. DiCesare
Josephine worked tirelessly to make an almost impossible deal come to pass. We needed to close within two and half weeks. Josephine found the sellers another condo and helped arrange the financing for them, and the deal closed on time. We are very grateful for her services and for contributing to our favorite charity in our name. We highly recommend her services. Kraig Klosson
Josephine was excellent in all matters concerned. She followed up with us during the entire process, and we highly recommend her services.
Josephine helped us achieve the American Dream of owning our first home. We are eternally grateful. She was always available and found us exactly what we were looking for. She has a heart of gold.
Professional and friendly. A joy to work with. Great experience. Her attention to detail and caring attitude were greatly appreciated. Would recommend to a friend
After interviewing 4 other agents we knew right away that Josephine was the one for us. She is professional, knowledgeable, easy to discuss things with and able to keep calm when we were not. She held our hands throughout the whole process and made it so easy for us. She thinks of everything that could happen before it happens so that there is very little worry. She was there from beginning to end and for that we are so very grateful. When we get ready to buy a home, she is the only one we will call. I wholeheartedly recommend her
I give Josephine the highest possible rating! We worked with Josephine when buying a condo in Charleston for our daughter near the MUSC campus. She was a delight to work with! She's professional, knowledgeable of Charleston, helpful with local contacts and recommendations for many services. Excellent follow up and attention to detail which living 2 hours away was very much appreciated. I will recommend her to anyone looking to buy property in the Charleston area.
“Josephine helped me find a home in Charleston. She knows the area well and guided me throughout the search and decision-making processes in a proactive manner. Her sophisticated and collaborative approach is particularly suited for professionals who are looking for a partner to guide them towards what they want rather than sell to them. She cares. We’d recommend her highly to anyone who is buying or selling real estate"
“Thank you so much for all that you have done, helping me through all the pitfalls in the loan process while buying my home at Bee Street. I am deeply touched your generous donation to the MUSC Hollings Cancer Center and for the delicious meal and beautiful plant.
“Thank you for your thoughtful gift to the College of Health Professionals. Through the support of individual's like you, we are able to offer educational opportunities to future health professionals. We thank you again for your most meaningful gift. You are an amazing woman!”
Josephine's attention to detail, negotiating skills and exceptional real estate service helped me purchase the home of my dreams on Sullivan s Island. She looked out for my interests at all times including, before, during, and most importantly, after the sale. Her professional optimistic attitude and real estate knowledge was what I was looking for in a real estate agent. I certainly felt that she was working exclusively for me and I liked that! Her communication and follow up was outstanding!! Her enthusiasm made home buying a much greater, less stressful experience. I highly recommend her services.
“We met Josephine at an open house at the Bee Street Lofts and were so impressed with her that we listed our home with her and purchased a new home with her as well. Her professionalism, expertise, and hard work were greatly appreciated. Also, she donated a portion of her commission to our charity in our name. Her philanthropic endeavors and caring nature are appreciated.”